But what about the issue of when to baptize? Isn’t that a huge bone of contention? Well, no; the church isn’t really divided by this either. Those who baptize babies also baptize adults, and those who only baptize “believers” are often willing to baptize children who are so young that it is questionable whether they have truly decided for themselves. What really divides the church is belief about what baptism does. Does it save individuals by admitting them into membership of the universal church,